[Holly]

Can I call and ask for the loan to be refinanced? This was my first vehicle I bought by myself with no co-signer. Since my previous cars' loans were in my mom's name and I was only a co-signer, I had no car credit when I bought my vehicle now. Therefore my interest rate was a bit higher around 8%. I don't want to extend my payments or anything. I just want a lower interest rate. I bought this vehicle in Nov of 06. I've consistently made my $600/month payment on time. I would think after a year and a half that i have now established some car credit. Is it feasible to call up my auto loan company and ask them? Has anyone else done something like this before?

[Bull dog]

You can actually refinance with the company you have now. They should offer you to be able to do that. Also, another way is to refinance and add your parent as a cosigner b/c if they have good credit, then they will give you lower interest rate. Good luck. Check with a local credit union bank. They usually offer pretty low intrest

[kalam88]

Therefore my interest rate was a bit higher around 8%. I don't want to extend my payments or anything. I just want a lower interest rate. I bought this vehicle in Nov of 06. I've consistently made my $600/month payment on time. I would think after a year and a half that i have now established some car credit.

[ridecheva]

you could call your personal banking, or go to banking. And you ask how much interest rate.
Maybe if you customer from there, you will get good interest with low loan. Good luck

[specialist.network]

You can actually refinance with the company you have now. They should offer you to be able to do that. Also, another way is to refinance and add your parent as a cosigner b/c if they have good credit, then they will give you lower interest rate. Good luck. Check with a local credit union bank. They usually offer pretty low intrest

[jonny]

yes you can just dial you financier for that

[joe]

you shoul ask the financer or Check with a local credit union bank. They usually offer pretty low intrest