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Over the last 4 months I have managed to loan my boyfriend of over 4 years $1300.?
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for purchases he needed to make for christmas & for his side job. The thing is he has made little to no attempt at paying me back. He owes other people, as well, and makes sure to pay them back right away. The thing is he owes me the most and as of today has only paid me $300 of the $1300 owed. HE gets frustrated and upset with me if I ask him when he will be able to pay me. I am trying to pay my credit cards off and can't since everytime i think I am close to paying them off, he asks to borrow or use my card. I dont know what to do. I NEED him to pay me back. the finance charges alone on his purchases are killing me. What do I do? Please help me find a way to approach him so that he finally gets the fact that he DOES have to PAY me back too and cant just brush me off as he has been.
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first thing you need to do is stop buying stuff on credit cards that you owe money on.
do not let your bf use your credit cards. stop lending him money period. stop seeing him until he starts paying you back. transfer your credit cards to a card with a low finance rate. get a bank loan and pay off the credit cards. finance charges are a waste of money and will eat you up. seriously stop seeing him until he pays you back. make it a big deal, stop nagging him, just stop seeing him. in the future don't ever loan money unless you don't need it back. he's a fool but if you let him use you, what does that make you?
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