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why am i not getting any money back when i put that i lost 20k in the stock market.?
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You can't "get back" what you didn't send in.
If you didn't pay any taxes IN (have money withheld, or made direct payments), then there is no money to "refund". A refund is an overpayment. If you made NO payments, then you couldn't possibly have "overpaid", and be due a refund.
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